Cookies are small files of letters and numbers. These files are either stored in the memory of your computer or other device such as mobile phones or tablet devices (these cookies are generally known as session cookies) or are placed on the hard drive of your device (generally known as persistent cookies).

Cookies are created when you visit a website or other service that uses cookies. Cookies are commonly used to help the user’s browsing experience and provide more information about the user’s experience and interests. This information is generally used to make content, services and advertising more relevant and useful during future visits.

For more information please visit the following website:

Cookies on the RiskPal website

You can set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of our website may become inaccessible or not function properly.

We use the following cookies:

svSession Identifies unique visitors and tracks a visitor’s sessions on a site
hs Security
smSession Identifies logged in site members
TSxxxxxxxx (where x is replaced with a random series of numbers and letters) Security
TSxxxxxxxx_d (where x is replaced with a random series of numbers and letters) Security
Google Analytics Provides a high-level overview of people our using our website so we can see how our different pages are performing.
HubSpot The Hubspotutk cookie keeps track of a visitor’s identity. This information is passed to HubSpot if a user submits the ‘Receive Our Newsletter’ form and is used when deduplicating contacts. The cookie contains an opaque GUID to represent the current visitor.

For more information about cookies generally, please see